Brownfield Ag News: Program Enrollment is Open for Indiana Farmers to Test Cover Crops on Their Farms
July 7, 2021Welcome A&M Oil Customers!
August 2, 2021Having a household budget is an important part of being financially stable, and being able to eliminate price fluctuations when possible is key. So, you may be wondering, what do propane and budgeting have in common?
Premier offers pricing programs that will help your budget stay on track and help you know what to expect when it comes to propane prices. This will minimize, or even eliminate, the need to pay unexpected high prices and potentially throw your budget off track. We offer three pricing program options so our customers are able to choose what will work best for them!
Star Program
The Star Program offers fixed price protection with predictable monthly payments, which is where the budgeting comes in! This will be the most beneficial program to help you maintain a consistent monthly budget when it comes to your household expenses, and it’s not too late to take advantage of this program for this year!
You will get 11 months of fixed pricing, July through May, with the Star Program. Even if energy costs go up, you are still guaranteed the fixed price, making it easy for you to plan ahead with your money.
We calculate payments by taking the estimated annual fuel costs and dividing that up into 11 equal monthly payments. Another benefit is you won’t have to constantly monitor your propane level as you will have access to our scheduled delivery service. Our goal is to make this as simple and stress free as possible for our customers!
If this doesn’t seem like the right fit for you, we have two other options that will help your payments stay on track each month.
Gold Cap Program
This program protects you from fuel price spikes by placing a cap on the price you pay. This is a risk-free price cap now matter how high prices rise.
What could make this better? When fuel costs are below your cap, you’ll pay the lower price! Customers in this program will also have the scheduled delivery service so they will never have to worry about checking the level of fuel in their tank. Payments in the Gold Cap program are calculated the same as the Star Program, based on estimated fuel price. You can choose to pay for your fuel with each delivery, or choose to make 11 equal payments. Either way, this is a great option so you won’t be blindsided by potential fuel cost spikes.
Pre-Pay Program
The Pre-Pay Program option allows you to take advantage of the low pre-season rate for your fuel. You will receive one fixed rate for your fuel, and make a single payment in full at time of enrollment. This program also helps save costs if fuel prices rise.
With the Pre-Pay Program, customers will receive scheduled deliveries at their fixed pricing rate for a 10-month term. At the conclusion of the 10 months, any credit on their account from their pre-pay amount will be applied towards next year’s program.
Budgeting Resources
We understand the importance of keeping your finances on track and want to do our part to ensure you aren’t hit with unexpected high prices. It’s also a great idea to track your budget somewhere so you know where your money is going. Below are our favorite free platforms that will help you manage your finances!
- PocketGuard is a free app that provides a simplified budgeting snapshot. It will help you keep track of where your money is going, what monthly expenses you have, and how much you have leftover for everyday spending.
- Mint is also a great tool for budget monitoring. This will keep your budget on track and alert you if you have gone over your set amount for different categories. Mint is a great tool to track all of your bills in one place, and will notify you when bills are due.
- EveryDollar tracks your spending and helps you plan for purchases. This app is tailored for zero-based budgeting, which is a method where your expenses equal your income.